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Free toolsHome Affordability Calculator

How much home can I afford?

Enter your income, debts and savings to see the highest price you can likely afford, and whether your income or your down payment is the limit.

₪

Net, after tax

₪
₪
%
%

Banks usually prefer 30–40%

Buyer

Results

You could afford up to

₪1,477,318

Limited by your income and monthly payment.

Mortgage₪977,318
Monthly mortgage payment₪5,600
Highest monthly payment you set₪5,600

How it's calculated

Your maximum monthly mortgage payment is the share of income you choose minus your other monthly debts. From it we work out the largest loan you could repay at the rate and term you entered.

The Bank of Israel also limits financing: up to 75% of the price for a first home, 70% for someone replacing their home, and 50% for an additional apartment. Your savings therefore cap the price too. The result is the lower of the two limits.

Results are estimates for planning only and are not financial, tax or legal advice. Check the figures with a professional before you decide.

Own a rental? Keep it organized for free

The Estatemar app tracks rent, tenants, contracts and repairs, and reminds you before anything is due.

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Related tools

Mortgage Calculator

Monthly payment, total interest, and principal vs interest each year.

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Purchase Tax Calculator (Israel)

Mas rechisha for a single home or an additional apartment, bracket by bracket.

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ROI & Cash Flow Calculator

Cash flow, cash-on-cash return, cap rate and your 5-year return.

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Have a question or a project in mind?

Talk to our team about custom software for your real estate business, our products or anything else. We reply within one business day.

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