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Free toolsMortgage Calculator

Mortgage calculator

See the monthly payment for a loan, how much interest you pay over its life, and how each year's payments split between principal and interest.

₪
%

Up to 30 years for most Israeli mortgages

Results

Monthly mortgage payment

₪6,876

Total interest₪862,789
Total paid₪2,062,789

Principal and interest by year

PrincipalInterest
1: ₪25,467 / ₪57,045
3: ₪28,028 / ₪54,484
5: ₪30,846 / ₪51,666
7: ₪33,947 / ₪48,564
9: ₪37,361 / ₪45,151
11: ₪41,117 / ₪41,394
13: ₪45,251 / ₪37,260
15: ₪49,801 / ₪32,710
17: ₪54,809 / ₪27,703
19: ₪60,320 / ₪22,192
21: ₪66,385 / ₪16,127
23: ₪73,060 / ₪9,452
25: ₪80,406 / ₪2,106
125

How it's calculated

The payment uses the standard fixed-rate formula (Spitzer schedule): the same payment every month, with more interest at the start and more principal later.

Israeli mortgages often combine several tracks with different rates and index linkage. To estimate a mix, use your average rate, or calculate each track separately and add the payments.

Results are estimates for planning only and are not financial, tax or legal advice. Check the figures with a professional before you decide.

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